FINAMCA SPA
The FINAMCA SPA team brings together professionals with deep backgrounds in commercial lending, credit risk, financial structuring, and client advisory services. Each team member is committed to understanding the specific context of every client rather than applying one-size-fits-all solutions. Our collective experience spans SME financing, trade finance, personal credit, and business development across multiple sectors and markets. We hold ourselves to the same standard of rigour that we apply to every financing decision we make on behalf of our clients.
Marcus has over 20 years of experience in commercial banking and alternative lending, having previously led credit divisions at mid-sized financial institutions. He founded FINAMCA SPA with the conviction that small businesses deserve the same quality of financial analysis and service as large corporates. His leadership focuses on building long-term client relationships grounded in transparency and performance.
Lorena oversees all credit assessment processes at FINAMCA SPA, bringing 15 years of risk management experience across SME lending and trade finance portfolios. She developed the company's proprietary underwriting framework, which incorporates both quantitative financial metrics and qualitative business analysis. Her team is responsible for structuring financing solutions that are financially sound for both the client and the company.
Daniel leads FINAMCA SPA's efforts to reach underserved business segments, including self-employed professionals and early-stage startups. With a background in corporate finance and consultancy, he works directly with prospective clients to identify the most appropriate financing structure before the formal application process begins. His approach is consultative rather than sales-driven, which has been central to FINAMCA SPA's retention rates.
Yuki manages a portfolio of business clients across the SME and expansion lending segments, ensuring that each account receives consistent, informed support throughout the financing lifecycle. She has particular expertise in working capital facilities and receivables advance products, and regularly collaborates with Lorena's risk team to monitor portfolio health. Clients consistently highlight her responsiveness and depth of product knowledge.
Beatrice manages FINAMCA SPA's personal lending division, overseeing product design, compliance, and client experience for individual borrowers. She brings 12 years of consumer finance experience, with a focus on creating credit solutions that are both accessible and responsibly structured. Under her direction, the personal credit team has built a reputation for clear communication and straightforward loan documentation.
FINAMCA SPA offers SME lending, receivables advances, bill of exchange financing, startup loans, and personal credit solutions tailored to your needs.